1. Terms

By accessing the site ´Insulife, you agree to comply with these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained on this site are protected by applicable copyright and trademark laws.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on the ´Insulife website, only for personal, non-commercial transitory viewing. This is the grant of a license, not a transfer of title, and under this license you may not: 

1. modify or copy the materials; 
2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial); 
3. attempt to decompile or reverse engineer any software contained on the ´Insulife website; 
4. remove any copyright or other proprietary notations from the materials; or 
5. transfer the materials to another person or 'mirror' the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by ´Insulife at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must delete any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

1. The materials on ´Insulife's website are provided 'as is'. ´Insulife makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
2. Further, ´Insulife does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall ´Insulife or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on ´Insulife, even if ´Insulife or an authorized representative of ´Insulife has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on ´Insulife's website could include technical, typographical, or photographic errors. ´Insulife does not warrant that any of the materials on its website are accurate, complete, or current. ´Insulife may make changes to the materials contained on its website at any time without notice. However, ´Insulife does not make any commitment to update the materials.

6. Links

´Insulife has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ´Insulife of the site. Use of any such linked website is at the user's own risk.

Modifications

´Insulife may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of ´Insulife and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.